Insurance
Insurance 101-The Learning Curve Series: How to Shop for Home Insurance
February 5, 2009 by Scott Richardson · Leave a Comment
What do you look for when shopping for Home Insurance? Most people just look at the cost and think all Home Insurance policies are exactly the same. This is not true.
Look for these variables.
Coverage, this is the easiest part. Is the limit of coverage for the dwelling enough to rebuild it?
Features, do you want add on features that broaden the coverages in the policy?
Benifits, does the policy provide you with the benefits you desire?
Is the company strong and financially able to pay its claims?
Do want to work with an agent, an agency, mail order, or internet?
I recommend interviewing trusted recommended professionals that you are referred to. I know that most of my customers come directly from referrals. Ask your Realtor and Lender who they have a good experience with, who takes care of their customers quickly and accurately.
